The Client: E-Commerce Payment Platform in Singapore
The client partnered with XNOR Group to build a modern E-Commerce Payment Platform, becoming a leading fintech solution in Singapore for high-volume transactions, multiple payment methods, and regulatory compliance, while competing with global players in the space.
Building an E-Commerce Payment Platform for Singapore’s Market
XNOR Group built a secure, PCI DSS-compliant E-Commerce Payment Platform for the client, enabling merchants to process transactions seamlessly while improving the end-user experience.
Project Summary: Building an E-Commerce Payment Platform
To support rapid growth, the client needed a Stripe-like payment gateway tailored for Singapore’s e-commerce market. The goal was to deliver a scalable, PCI DSS-compliant payment platform that supports multiple payment methods including credit cards, digital wallets (Apple Pay, Google Pay, PayNow), and bank transfers.
XNOR Group collaborated with the client to design and implement:
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A modern payment API
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A merchant portal for insights and transactions
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An admin portal for operations and compliance
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A user-friendly hosted payment page optimized for conversions
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WooCommerce integration for merchant websites
The platform empowers the client to support high-volume online payments, expand into new markets, and deliver an excellent user experience.
Client Challenges
The client faced several barriers in launching their new e-commerce payment solution:
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Urgent Time-to-Market: Pressure to deliver before competitors captured market share.
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Complex User Experience: Long registration processes and inefficient workflows.
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Limited Internal Resources: Insufficient in-house expertise to build a modern payment gateway.
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High Costs: Multiple intermediaries led to expensive transaction journeys.
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Competitive Market: Global giants like Stripe and HitPay dominating the space.
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Operational Needs: Requirement for a fully self-serve platform to reduce support demands.
Our Comprehensive Solution: Digital Health Platform Singapore
XNOR Group delivered a custom fintech solution combining expert consultation, advanced technology, and agile development.
Key Features
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Fully customized payment solution designed for Singapore’s market.
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Secure Hosted Payment Page with multi-method support.
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Merchant Portal & Admin Portal for enhanced engagement.
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WooCommerce plugin for fast merchant adoption.
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Scalable architecture for high transaction volumes.
Development and Deployment Process
Close collaboration to understand existing workflows and define project scope.
Designing user-friendly interfaces and a secure, scalable system architecture.
The offshore team programmed the core modules of the HPP system.
The offshore team follow report from QA team, Security team to incrementally improve the performance and security of the system
The offshore team built the Admin Portal.
The offshore team programmed the modules of the Merchant Portal.
The offshore team fully integrated Merchant Portal with Admin Portal and Hosted Payment Page. Complete the end-to-end workflow and go-live.
The development team continuously improved the Platform by adding more Payment Method for end-users. E.g: Apple Pay, Google Pay, PayNow, JBC, AliPay,…
The development team developed a brand new WooCommerce Plugin that allows merchant integrate their website to the Platform seamlessly and quickly.
The development team continuously improved the Platform by adding more useful functionalities for users.
Proof of Success
"Thank you very much for your invaluable support over the past weeks. We recognize the high demands of the M** project and the tough expectations I have placed on the team, and we are pleased with the XNOR team's delivery thus far. Your contributions to the successful completion of the ad-hoc bill payment workflow are particularly noteworthy. Kudos to the entire team! We look forward to continuing our close collaboration as we move towards bringing this important project to completion."
— Head Solutions & Architect, AXS
